Does a cushy job guarantee happiness and prosperity? While most of us would answer with a resounding yes, Dr. A. Velumani would beg to differ. On Thursday, he took to social media platform X (formerly known as Twitter) to share his thoughts on the long-debated connection between earnings and well-being.
In his post, Dr. Velumani broke down the dynamics of wealth and emotional balance into three distinct categories based on how people handle their finances.
The first group, according to him, includes individuals who earn sufficiently but lack the discipline or knowledge to handle their money properly. Despite having adequate income, they often struggle to keep their expenses under control, leading to constant financial pressure and emotional distress. He suggests that a vast majority — nearly 90%—fall into this bracket. They are burdened not due to a lack of income but because of poor money management.
The second category consists of people who not only earn a decent living but also make sound financial choices. These individuals budget effectively, live within their means, and avoid unnecessary debt. As a result, they experience a sense of calm and emotional stability. Their peace doesn’t stem from abundance alone but from the thoughtful handling of their resources.
The third and rarest group, as described by Dr. Velumani, is made up of those who do more than just earn and manage. They strategically grow their wealth through intelligent investments and long-term financial planning. These people enjoy not only financial freedom but also emotional satisfaction, genuine happiness, and a deep sense of security. Their lives are marked by prosperity, joy, and peace — a harmony achieved through wise decisions over time.
In conclusion, Dr. Velumani emphasizes that the path to true happiness and wealth is not just about earning a large paycheck. Instead, it lies in how effectively one preserves and multiplies their earnings. His simple advice? “Spend thoughtfully. Invest with care.”
His message serves as a powerful reminder: income alone doesn’t determine life satisfaction. Financial well-being is a blend of earning, managing, and growing money with purpose and discipline.
In his post, Dr. Velumani broke down the dynamics of wealth and emotional balance into three distinct categories based on how people handle their finances.
The first group, according to him, includes individuals who earn sufficiently but lack the discipline or knowledge to handle their money properly. Despite having adequate income, they often struggle to keep their expenses under control, leading to constant financial pressure and emotional distress. He suggests that a vast majority — nearly 90%—fall into this bracket. They are burdened not due to a lack of income but because of poor money management.
Three kinds when it comes to make money.
— Dr. A. Velumani.PhD. (@velumania) May 1, 2025
1. Make enough. But cannot manage wisely. Remain stressed. 90%.
2. Make enough and manage well. Remain peaceful.
3. Make enough. Manage well and also Grow it well.. Lives with Peace, Happiness and wealth.
Save wisely. Invest…
The second category consists of people who not only earn a decent living but also make sound financial choices. These individuals budget effectively, live within their means, and avoid unnecessary debt. As a result, they experience a sense of calm and emotional stability. Their peace doesn’t stem from abundance alone but from the thoughtful handling of their resources.
The third and rarest group, as described by Dr. Velumani, is made up of those who do more than just earn and manage. They strategically grow their wealth through intelligent investments and long-term financial planning. These people enjoy not only financial freedom but also emotional satisfaction, genuine happiness, and a deep sense of security. Their lives are marked by prosperity, joy, and peace — a harmony achieved through wise decisions over time.
In conclusion, Dr. Velumani emphasizes that the path to true happiness and wealth is not just about earning a large paycheck. Instead, it lies in how effectively one preserves and multiplies their earnings. His simple advice? “Spend thoughtfully. Invest with care.”
His message serves as a powerful reminder: income alone doesn’t determine life satisfaction. Financial well-being is a blend of earning, managing, and growing money with purpose and discipline.
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